Last Updated September 2021
Electronic Communications Disclosure
Disclosures and communications that are released from Us are done so electronically via this Website or other designated digital means including email, text/SMS, account notices, or other electronic means that may be established from time to time. Your continued use of this website or Our services constitutes consent to receive disclosures and communications and do business with Us electronically. Consent may be withdrawn by discontinuing use of this Website. Additionally, if you receive any communications through any electronic means, you must contact us to withdraw consent or opt-out of such communications either by responding to said communication directly, reviewing and following the communication’s specific opt-out procedures, or by notifying us via the Contact Us [Insert Link Here] form and include which communications you are withdrawing consent from and the information on where such communications are distributed to. Note: We can only withdraw your consent from communications sent directly from Us, any communications or disclosures received from third parties must be dealt with directly with the third party.
FinSANA, the website, and any operator of the website is not an agent or representative of any lender or service provider and does not endorse any service or product except for those specifically identified as such in the website. FinSANA is not acting as a representative, agent, or correspondent for any service provider.
The information on this site is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, accounting or other advice to you, and should not be acted or relied upon in that regard without seeking the advice of a professional.
Opting-Out of Further Communications
By using this website and submitting any information or application to us, you are authorizing FinSANA, or our affiliates, to send you commercial emails in the future. You have the option to ‘opt-out’ of having personal information passed on to certain third parties who may wish to market their products and services to you. If you do not wish to receive such marketing materials you can indicate this to us by making sure to either check, or uncheck, the relevant box(s) on any forms or applications. Several advertisements will also offer an unsubscribe option within the solicitation itself. If you want to opt-out and not receive commercial emails, send an email to the individual affiliate who is sending you the marketing materials. You may also send an email to us at Contact@MyFinSANA.com, however FinSANA can only ensure that your name and information is removed from our database(s), we cannot guarantee, or be held responsible, for stopping marketing and communication from third party companies.
Use of Site
FinSANA expressly authorizes the use of this website for personal use only. This includes viewing the content and retaining documents for personal use. Any transmission, distribution, or duplication of any material contained anywhere on this website is expressly prohibited without the prior written consent of us. Any availability of service of this site does not mean that we are distributing or soliciting any person where such services are prohibited by law.
You agree that you will not engage in any activates related to our website that are contrary to, or in conflict with, any applicable law, regulations, or terms of any agreement you may have with us.
You agree that you will not use any automatic device or manual process to monitor or copy our web pages, or the content contained herein, without our prior expressed written permission. You agree that you will not use any device, software, or routine to interfere or attempt to interfere with the functioning of the site. You agree that you will not copy, reproduce, alter, modify, create derivative works, or publicly display any content from our website without the prior expressed written permission of us or the company that owns the materials.
Company Use of Content Submitted
Any unsolicited communication or material you transmit to the site by electronic mail or otherwise, including any data, comments, suggestions, questions, or the like, is and will be treated as, non-confidential and non-proprietary. Any unsolicited communication or material that you transmit or post may be used by the company or its affiliates for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcasting, distribution or posting. Furthermore, the company will be free to use any ideas, concepts, or techniques contained in any unsolicited communication or material you send to the site for any purpose whatsoever including, but not limited to, developing, manufacturing, and marketing.
Links to and From Other Websites
Links to any part of MyFinSANA.com, or any subdomain are acceptable so long as they are done in a fair and lawful manner. If you are linking to our website, you agree that you will not take advantage of, damage, suggest any association with, or otherwise harm FinSANA. We reserve the right to remove any links or any linking permission without notice and you agree to remove any links if requested by us.
Images and Media
Images of people or places displayed on the site are either the property of, or used with permission by, the company. Unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes, among others.
Information Provided by You
You agree that any information or materials that you provide to us or any of our related third parties through any means including this website, shall become the sole property of FinSANA and may be used freely by FinSANA. By providing such information and materials, you declare and warrant that you have all necessary rights to submit such information and materials and that the information and materials do not infringe the rights of third parties. You also agree that FinSANA is not liable for any inaccurate or incomplete information in any way.
Dealings with advertisers
Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the site, including payment and delivery of related goods or services, and any other terms, conditions, warranties, or representations associated with such dealings, are solely between you and such advertiser. FinSANA shall not be responsible or liable for any loss or damage of any kind incurred as the result of any such dealings or as the result of the presence of such advertisers on the site.
Right to Monitor
FinSANA reserves the right, but is not obligated, to monitor materials posted in any public area of our website and shall have the right to remove any information deemed offensive by us or our staff. Notwithstanding the foregoing, you remain solely responsible for your use of any information contained on the site.
Age Requirements/Children’s Privacy
By using this website, you agree that you are 18-years-old or older. FinSANA does not knowingly collect or transmit information from anyone under the age of 18.
Terms Applicable to Financial Education Content
We may provide content and tools on our websites that allow you to enhance your financial education and learn how certain financial decisions could impact your financial well-being. We provide these materials for informational, educational, and entertainment purposes only, and at no time are we providing legal, financial, investment, tax planning, or other advice. Our websites do not include all options of available credit or financial offers, or even a fraction of them.
Electronic Communication via the Internet
Any unprotected electronic communication over the Internet is, as with communication via other mediums (e.g., cellular phones, post office mail, Social Media Pages (later defined)), not secure or confidential, subject to possible interception or loss, and possible alteration. You should not send any confidential, proprietary, or sensitive information about you or others via these mediums. FinSANA is not responsible for and will not be liable to you or anyone else for any damages in connection with an email, text message, comment, post, or any other electronic message sent by you to us, or an email, text message, comment post or any other electronic message sent by as to you.
Disclaimer of Warranties
Neither FinSANA, nor any other party involved in creating, producing, or delivering the site materials, makes any representation or warranties whatsoever. Everything on this site is provided to you “As Is” without warranties of any kind, either express or implied. This includes, but is not limited to, implied warranties of merchantability, non-infringement of third-party rights, freedom from viruses or other harmful code, and fitness for a particular purpose.
While FinSANA uses reasonable efforts to include accurate and up-to-date information on the site, FinSANA makes no warranties or representations as to the site’s accuracy. FinSANA disclaims any and all liability for the accuracy, completeness, or correctness of such information. While we use reasonable efforts to safeguard the security of the site, there can be no guarantee that such safeguards will successfully prevent unauthorized alteration in the site’s content or functionality. We assume no liability or responsibility for any unauthorized alterations in the content or functionality of the site.
FinSANA uses its best efforts to safeguard the security of your information however, there can be no guarantee that such safeguards will successfully prevent unauthorized access to any information. The company follows industry standards to protect your information. FinSANA assumes no liability or responsibility for any unauthorized access to your personal data.
Limitation of Liability
This site, and all information contained herein, is provided on an “as is” basis. We make no warranties and representations regarding our site. Your use of this site is at your own risk. Neither the company, nor any other party involved in creating, producing, or delivering the site, assumes any responsibility and shall not be liable for any damages to, or viruses, that may infect your computer equipment or other property, or account of your access to the site, or your downloading of any material, data, text, images, video, audio, or other media from this site. NO PARTY SHALL BE LIABLE FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THE SITE. IN NO EVENT WILL FinSANA BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY, OR ANY TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE.
Disruption of Service
Access to our website may vary from time-to-time, and may be unavailable, delayed, limited, or slowed due to causes beyond our control. FinSANA makes no guarantees as to the availability of the website.
Copyrights and Trademarks
The names and logos of FinSANA may not be used without prior written authorization. All text, graphics, photographs, videos, sound, trademarks, logos, artwork, interfaces, and computer code, including but not limited to the design, coordination, “look and feel” and arrangement of elements contained on the Websites (collectively “Content”) is owned or licensed by FinSANA or to a third party who authorized our use of such materials. These and other copyrighted or trademarked materials are protected by applicable laws. The Content is protected by trademark, copyright, and patent laws, and other intellectual property rights and unfair competition laws. Except as expressly stated herein, no part of the Websites or Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, transmitted, or distributed in any way, including the use of framing or mirrors, to any other computer, server, website or other medium for publication or distribution or for any commercial enterprise, without our express written consent. Nothing on the Websites should be construed as granting any license or right to use any Content. By downloading, copying, or reproducing any copyrighted or trademarked materials, you agree that you do not obtain any ownership rights in such materials.
Governing Law and Jurisdiction
It is important to note that not all of the products, services and information made available or provided on the websites are available in all jurisdictions outside of The United States or Canada. In addition, the Information does not constitute an offer or solicitation for any product, service, or information to anyone in any jurisdiction in which an offer or solicitation is not authorized or cannot legally be made, or to any person to whom it is unlawful to make an offer or solicitation.